LENDER CREDIT of 1% of loan amt. toward rate buydown or closing costs if financed with Halvorsen Team at LoanPeople Jax. Immaculate top-floor condo in gated Southern Grove, perfectly located near beaches, St. Johns Town Center, downtown, and UNF, with 295 access. This light-filled 3-bed, 2-bath home boasts an open layout with a kitchen featuring stainless steel appliances, 42” cabinets, breakfast bar, pantry and ample counter space overlooking the living area. The spacious primary bedroom offers an updated ensuite bathroom and a large walk-in closet with ample shelving in all bedrooms plus two additional spacious bedrooms with walk-in closets—ideal for living your way. Enjoy a new HVAC (installed 2024 with warranty), laminate flooring, a computer nook, and in-unit laundry. Relax on the screened lanai off the living space. Perks of this gated community include a recently renovated